Ways to pay
Make the Movo X actually affordable.
At $9,500, the Movo X is already a third of what competitors charge. Between HSA/FSA savings and 0% financing, your real out-of-pocket can drop below $5,800.
1 · HSA & FSA — most US buyers
Save ~$1,900 – $3,800 in taxes
Mobility equipment qualifies as a medical expense under IRS Publication 502. If you have an HSA, FSA or HRA, the Movo X is fully eligible — pay with the pre-tax money in your account and save your marginal tax rate (typically 22-40%).
How to use it
- At checkout, select HSA/FSA card as your payment method, or pay any other way and submit the receipt to your administrator for reimbursement.
- We email you a detailed itemized invoice immediately after purchase, with the necessary medical-equipment codes your administrator needs.
- If your administrator requires a Letter of Medical Necessity, email team@movochair.com — we'll send a template you take to your doctor.
Not tax advice. Eligibility depends on your specific plan — confirm with your administrator before purchase.
Synchrony Financing · US residents only
Apply for Synchrony promotional financing.
Click the card below to start your Synchrony application — instant decision in 60 seconds, soft credit pull, no impact on your score. Once approved, you'll get a Synchrony virtual card to use at our checkout. Affirm, Klarna and Afterpay are also available at checkout (and they work outside the US too).
Apply for Synchrony Financing →
6 / 12 / 18 / 24-month plans · soft credit pull · instant decision
Synchrony Financing is only available to US residents with a valid Social Security number. Click above to be redirected to Synchrony's secure application page.
2 · 0% APR financing — Affirm, Klarna, Afterpay
At checkout, Stripe automatically shows the financing options available in your country. Approval is instant — soft credit pull, no impact on your score.
Monthly amounts are estimates. Actual rates and approval depend on creditworthiness and country. Final terms shown at checkout. Stripe is our payment processor — we never see your card number.
3 · Combined: how to lower your real cost
| Path | Effective cost |
|---|---|
| Cash, no HSA/FSA | $9,500 |
| Founding 50 (cash) | $8,000 |
| HSA/FSA at 24% marginal rate | ~$7,220 |
| HSA/FSA at 32% marginal rate | ~$6,460 |
| Founding 50 + HSA/FSA at 32% | ~$5,440 |
Founding 50 program limited to first 50 buyers. HSA/FSA savings depend on your tax bracket. Not tax advice.
4 · Insurance & Medicare
Direct insurance coverage for stair-climbing wheelchairs is rare — even with Scewo and Permobil. Here's the honest landscape:
- Medicare: generally does not cover stair-climbing devices. We are working with two private Medicare Advantage plans for partial reimbursement — no commitment yet.
- Medicaid: varies by state. We provide invoices with the appropriate HCPCS code (
E1399) for buyers who want to attempt reimbursement. - Private insurance: some plans reimburse 20-50% on appeal. We provide a Letter of Medical Necessity template and supporting documentation.
- VA benefits: for US veterans, contact your VA prosthetics rep. We have submitted documentation to the VA Federal Supply Schedule and expect approval in late 2026.
If you want help running this down for your specific plan, book a 15-min call and we'll do the legwork for free.
Ready?
Pick the path that works for you. Stripe shows every option at checkout.